Let’s talk finances. Now, don’t click on another page. Just take three deep breaths and a couple minutes and read through this post.
The average person doesn’t really believe he has a problem when it comes to finances. He really doesn’t. As long as he’s making monthly payments on time, as long as he has some mad money he can play with each week, as long as he can continue to feed and satisfy those occasional indulgences from time to time, he erroneously believes things are just fine. Unfortunately he’s like the alcoholic, the drug addict, the gambler, or the person addicted to pornography who says, “I don’t have a problem.” But the truth is, the average American has a major problem when it comes to money, Christians included. They are horribly in debt, miserable managers of their money; and gullible beyond belief when it comes to buying things on credit.
Can I share a simple principle with you? If you’re paying interest on anything, regardless of the great interest rate you may have gotten or the low monthly payment; if you are paying interest on anything, are you ready for this? YOU ARE LOSING MONEY.
In fact, when you see the word “interest,” if you visualize two words in huge, gigantic letters as if they were written in the sky; “SOMEBODY ELSE,” that will help you better comprehend the principle. Why? Because that’s exactly what happens every time you’re paying interest. SOMEBODY ELSE is getting rich off YOUR money. Yet so many people say, “Well, you know, we got a great interest rate.” Or, “Luckily I got the same low monthly payment on this car that I had on my last one.”
Christian financial expert, the late Larry Burkett, said, “Christians are now paying nearly 10% of our income every year in interest alone. And yet we give only 2% back to God.” So here’s the picture. The average Christian in America is miserably over his head in debt and walking in rebellion towards God. We definitely have a problem. But watch out if anyone attempts to discuss it. Why? Because we’re very touchy when it comes to our stuff. When it comes to my money and my finances, that’s a private matter and it’s none of your business. Isn’t that pretty much the way you feel?
Does anyone remember Harry Truman? Not the President. The man who lived on the side of Mount St. Helens in Washington? I’ll never forget the guy; He had 23 cats. (Does that help?) Well, back in 1980 he was on Mount St. Helens. TV reporters were interviewing him while the mountain was shaking behind him. Harry’s sitting there with his 23 cats and seismologists were saying, “This mountain’s gonna blow; ” Volcanic experts were saying, “This mountain’s gonna blow.” Harry Truman said, “I don’t believe a single one of your ,experts. I’ve lived here all my life. I know this old mountain better than anybody else. I’m not going anywhere. “ And they’d banter back and forth.
I remember his sister on national television (you may remember watching). She pleaded with her brother, “Please, get off this mountain. It’s gonna blow;” “No, it’s not,” Harry insisted. “I’ve lived here all my life. I don’t have a problem.”
On May 18th, 1980, at 8:31 a.m., the mountain blew. It blew with a force 500 times greater than the power of the bomb that was dropped on Hiroshima. Twenty-five hundred feet blew off the top of the mountain. It blackened the sky from Seattle to New York and as far south as Oklahoma. No one has ever seen a trace of Harry or his 23 cats since.
Now I’m praying that you are not a Harry Truman. I’m going to assume you want God’s wisdom, God’s guidance, and God’s provision in your life. I’m going to assume you want to be financially healthy and to be free from the albatross of financial burdens, bills, and bondage.
lt’s possible for anyone of us. In fact, regardless of how much debt you have today, I agree with Larry Burkett, who says in seven years anybody can be out of debt. Anybody; That includes you.
All of us can be out of debt and financially healthy, or well on our way to it, if we really want to be. But we have to want to. But if we don’t begin with step number one, nothing else we talk about will help. We need to begin withOUR ATTITUDE TOWARD MONEY.
For more on the subject of changing our attitude click on this link:
(adapted from “The ABC’s of Financial Freedom” by Barry Cameron)